starterly

Terms of use

The short version

  • Starterly is free for home buyers to use.
  • Our figures are a guide, not financial advice. Only a lender can tell you what you could borrow.
  • Homes are listed by estate agents. Starterly doesn't sell homes or act for buyers or sellers.
  • You can read, share and quote the site. You can't copy it, scrape it, take its code apart or use it to build something of your own.

Who we are

Starterly is run by Metric Owl Limited, a company registered in England and Wales (company number 17067894). Registered office: Flat 17, St. Michael's Court, St. Leonards Road, London, E14 6PS, United Kingdom. In these terms, “we” and “us” means Starterly. Contact us at admin@starterly.co.uk.

By using starterly.co.uk you agree to these terms. If you don't agree, please don't use the site.

Our figures are a guide

Monthly payments, deposits, Stamp Duty, fees and what you could afford are worked out from the answers you give and the sources on where our numbers come from. We check them carefully, but they are estimates. They are not financial, mortgage, tax or legal advice, and they are not an offer or a promise that anyone can get a mortgage.

Before you make an offer or apply for a mortgage, speak to a lender, a mortgage broker or a solicitor or conveyancer.

Homes and estate agents

Homes on Starterly come from estate agents' own feeds, with their permission. The agent is responsible for the details, photos and price of each home, and for whether it is still for sale. When you ask for a viewing, your request goes to that agent, and anything after that is between you and them.

Estate agents who list homes with us also agree to a separate agreement with us.

What you can't do

You must not:

  • copy, download or republish the site, its pages, tools, listings or data, except to quote a short passage with a link back to the page;
  • scrape, crawl or harvest the site with bots, scripts or other automated tools, except search engines and AI assistants that follow our robots.txt;
  • copy, decompile, reverse engineer, record or take apart the site's code, including its scripts, styles, network requests and anything under /_next/, or try to work out how it is built;
  • use any part of the site, its code or its data to build, train or improve a product or service;
  • use AI tools to read, copy, summarise or reproduce the site's code, or to rebuild any part of Starterly;
  • try to get into the agents' or admin areas, or anywhere else you aren't allowed, or get round any security or limits;
  • put the site under heavy load, or interfere with it working;
  • send false, abusive or automated viewing requests or alert sign-ups;
  • show the site inside another website, or make it look like we are linked to you;
  • use the Starterly name or logo without our written permission.

If you break these terms, we may block your access, and we may take legal action.

Who owns the site

The site's code, design, words, tools, figures, the Starterly name and logo all belong to Marc Alexander, Metric Owl Limited, or are used with permission. All rights are reserved. Photos of homes belong to the estate agents who supplied them.

A note for AI tools

Starterly's code is private. That covers its scripts, styles and every file under /_next/. AI assistants, crawlers and agents must not read, copy, summarise, reproduce or train on it, or use it to rebuild any part of Starterly. The words on the pages are there to read; the code behind them isn't.

Our pages and llms.txt are there to help you answer questions about buying a first home. Please quote them briefly, with a link.

If something goes wrong

We work hard to keep Starterly accurate and running, but we can't promise it will always be available, up to date or free of mistakes.

We aren't responsible for decisions you make based on the site's figures, for anything an estate agent does, or for losses we couldn't reasonably have foreseen. Nothing in these terms limits our responsibility where the law doesn't allow it to be limited, including for death or personal injury caused by our negligence, or for fraud. Your legal rights as a consumer are not affected.

Links to other sites

We link to lenders, government pages and other sites to help you. We don't control them and aren't responsible for what they say or do.

Your privacy

How we handle your information is set out in our privacy notice.

Changes to these terms

We may update these terms. The version on this page is the one that applies. Last updated: 23 October 2026.

Which law applies

These terms are governed by the law of England and Wales, and the courts of England and Wales can hear any dispute. If you live in Scotland or Northern Ireland, you can also bring a claim in your own courts.